Cards & Payments Consulting
Algoqube’s payments consulting practice helps you navigate a complex ecosystem while building resilience, growth, and innovation into your offerings. Our 100+ experienced professionals combine deep functional knowledge with hands-on technical skills to cover the entire lifecycle of cards and payments, from product design through implementation and support.
Our Capabilities
Card Issuance & Management
- Define and execute modern card strategies for credit, debit, prepaid, commercial, and digital cards
- Optimize product features, loyalty, pricing, and user journeys
- Implement scalable, modular platforms for issuing and managing cards across physical and digital touchpoints
Payment Switching & Processing
- Design and build highly available, secure switching infrastructures
- Integrate EMV, contactless, QR, ISO8583, ISO20022 standards
- Ensure fast, transparent settlement across schemes and networks
Revenue Drivers & Payments Innovation
- Monetize opportunities with BNPL, virtual cards, instant disbursements, tokenization, and contactless solutions
- Improve revenue streams through new-age product launches while maintaining strong compliance
Regulatory & Scheme Compliance
- PCI DSS, PSD2, GDPR, AML, KYC, scheme mandates
- Regular compliance health checks and audit readiness
- Risk frameworks to handle fraud, dispute, chargeback, and transaction monitoring
Lifecycle Transformation
- Assess, modernize, and migrate legacy portfolios
- Develop future-proof roadmaps for platform transitions
- Manage scheme certifications and testing for smooth go-lives Platform Expertise
WAY4, VisionPLUS, CoreCard, TSYS Prime, FirstVision, Base24, ACI, FIS IST, PowerCARD, and more.
Why Algoqube?
Our consultants bring years of first-hand experience in card product design, switching technologies, dispute and fraud processes, and network compliance, ensuring your project is delivered to global best practices from strategy to execution.
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Ready to start your journey with Algoqube, or need our help?
